Auto Insurance
Car Insurance: An Inconvenient Necessity
Even the best drivers can be liable for things beyond their control. That’s why all drivers in Florida must protect fellow motorists by carrying liability auto insurance. As a driver, you might not be able to avoid every driving hazard or accident, but you can be the good guy and make sure you protect other drivers in case something should go wrong by maintaining proper liability insurance. Also, having the right insurance will help you avoid fines as the state of Florida has a mandatory requirement for all registered motor vehicles to carry liability insurance
Experts in Comparison Shopping
If you’re searching for auto insurance in Sarasota, Pinellas, or Manatee, County Florida your range of choices may seem overwhelming. At Binger Insurance Services, we can help you make sense of all the options. We offer a variety of auto insurance coverages for Florida drivers of all ages and risk levels.
We'll work with you to find the coverages that best suit your individual circumstances and needs. We'll remain ever-mindful of your budget and strive to meet all your insurance needs in a timely, professional way.
Standard & Non-Standard Auto Insurance
At Binger Insurance Services, we write standard and non-standard auto insurance policies alike. What is a Standard Car Insurance Policy? Standard auto insurance is designed to cover “preferred” and “super preferred” drivers. This group of drivers includes:
- Older drivers
- Drivers whose driving record indicates maturity behind the wheel
- Drivers with few or no tickets and/or accidents
At Binger Insurance Services, we know that accidents happen. That’s why we offer coverage for higher-risk, non-standard drivers, too. This group of drivers includes:
- New and younger drivers
- Drivers with SR22s
- Drivers whose record behind the wheel indicates a lack of experience or maturity
- Drivers with numerous accidents and/or tickets
Discounted Car Insurance with Multiple Policies
If you purchase car insurance coverage through one of Binger Insurance services' major carriers, there’s a good chance you’ll be eligible for discounted rates if you already have other policies with us. Whether you’re already a policyholder with Binger Insurance Services or not, ask us about auto insurance multi-policy discounts.
A Passion for Making Comprehensive Coverage Comprehendible
You never know when a car accident will happen or when you’ll be involved in one. It’s critical to secure the right auto insurance coverages for your car, truck, SUV, or van before an accident happens. The independent agents at Binger Insurance Services attend to every detail of every policy they write—the big ones, the little ones, and every detail in between.
At Binger Insurance Services, we believe a properly written auto insurance policy is readily understandable and easy to comprehend. Our independent Florida agents write each policy with that philosophy in mind.
However, if you don’t understand something, ask us. We’re here to answer all your questions and to provide all the information you need to make informed decisions about car insurance. Our agents won’t finalize any agreement until they’re certain everything is crystal clear.